Contractors
Paper: Non-Admitted
Limits: Up to $2M
Revenues: Up to $10M
MP: $2,500
Min Retention: $5,000
E&O Coverage for: Artisan Contractors, Drywall, Electrical, Flooring, HVAC, Landscape, Mechanical, Masonry, Painting, Paving, Plumbing, Signage, Telecommunications, Utility, Wastewater, Well Drilling, etc
Available Coverage features:
- Coverage for Faulty Workmanship
- Contractor’s Pollution Liability
Architects & Engineers
Paper: Admitted
Limits: Up to $5M
MP: $1,250 per $1M limit
Flexible Coverage for: Architecture, Engineering, Land Surveying, Interior Design, Drafting & CAD, Expert Witness & Forensics, Laboratory Testing, Agency Construction Management, Landscape Architecture
Available Coverage Features:
- Contract Review and Risk Management Services
- Project Specific Coverage available
- Contractor’s Pollution Coverage
- No Mold or Asbestos Exclusion
- 50/50 Settlement Provision
- Technology / Media Coverage
- Sublimit Endorsements
Paper: Non-Admitted
Limits: Up to $3M
MP: $3,500 per $1M limit
Min Retention: $2,500 (tiered by class)
Primary and Excess Flexible Coverage for: Architecture, Engineering, Machine & Equipment Design, Product Design, Non-Destructive Testing, Design & Build, Custom Design & Manufacture, Specialty Contracting , Automation & Controls Process, Sales Companies with Ancillary Design exposure
Available Coverage Features:
- Project & Client Specific Coverage (annual term)
- Technology/ Media Coverage
- Contractor’s Pollution Coverage
- Network Security & Privacy Coverage at a $1M Sublimit
Landscape Architects E&O
For more information and submissions, please visit www.Leatzow.CorRiskSolutions.com
Paper: Non Admitted
Limits: Up to $2M
Coverage for: Landscape Architects, Consulting Arborist, Irrigation Designers, Green Design Professionals
Coverage Features:
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- Project specific policies available
- Competitively priced on-line platform for small firms that typically have difficulty finding premiums to fit their budget.
- Various deductible options
- Premium Financing
- Discounts for participation in qualifying professional associations, such as ASLA
Miscellaneous
Paper: Admitted
Limits: Up to $5M
Revenues: Up to $25M
MP: $1,500
Flexible Coverage for: Advertising Agency, Management Consultant, Call Center, Energy Consultant, HR Consultants, Graphic Designer, Trustees
Available Coverage Features:
- Project Specific Coverage available
- First Dollar Defense
- Shared Claims Expense
- No Pollution or Asbestos Exclusion
- Technology Coverage
- Crisis Response Coverage
- Sublimit Endorsements
Paper: Non-Admitted
Limits: Up to $5M
MP: $1,500 per $1M
Min Retention: $2,500 (tiered by class)
Primary and Excess Coverage for: Consultants, Graphic Designers, Lighting Design Firms, Trustee(s), Advertising Agencies, Public Adjusters, Testing/Inspection Firms, Energy Auditors, Staffing Firms, and many more.
Available Coverage Features:
- GL Coverage for Select Classes
- First Dollar Defense
- Personal Injury Included / Broad Form Personal Injury
- Contingent BI/PD
- Network Security and Privacy at a $1M Sublimit
Technology
Paper: Admitted and Non Admitted
Limits: Up to $5M
Revenues: Up to $25M
Coverage for: Small business technology companies with less than $25M in total revenues. Ability to combine the following coverages under one policy
- Technology
- Cyber Media
- Security and Privacy
- Event Management
- Cyber Extortion
- Network Business Interruption
- Reputation Guard
Managed Care Organizations
Paper: Non-Admitted
Limits: Up to $5M
Revenues: Up to $25M
Coverage for: Small business MCO’s including financial, management and insurance services; including development and marketing of such services with HMOs and HSOs for enrollees and PPOs, PHOs, IPAs for Physicians.
Coverage Includes:
- Vicarious liability for services provided by the network providers.
- Antitrust activity
- Voluntary performance of an emergency medical service
Cyber
Paper: Admitted and Non-Admitted
Limits: Up to $5M, no sublimits
Revenues: Up to $25M
Coverage for: Small businesses that handle confidential and personal information, with less than $25M in total revenues. Available as a stand-alone or complementary to Technology, Corporate Counsel, or MPL.
Coverages options available, including:
- Security and Privacy Liability
- Event Management
- Cyber Extortion
- Cyber Media
- Network Business Interruption
- Reputation Guard
Corporate Counsel
Paper: Admitted
Limits: Up to $5M
Revenues: Up to $1B
Coverage for: Companies that employs legal staff and lawyers for corporate matter.
Coverage Features:
- Industry leading, comprehensive coverage form
- Pro-Bono and Moonlighting Coverage
School Leaders
Paper: Admitted
Limits: Up to $5M
Revenues: Up to $25M
Coverage for: Not-for-Profit & Private K-12, Co-Ops, Vocation & Technical, and Charter Schools
Coverage Features:
- Breach of Duties
- Failure to Educate
- Discrimination
- Civil Rights
- Open Meeting Law Violations
Public Officials
Paper: Admitted
Limits: Up to $5M
Revenues: Up to $25M
Coverage for: Special Districts, Turnpike Authorities, Port Authorities, Transit Authorities
Coverage Features:
- Mismanagement or Misappropriation of Funds
- Improper Zoning Approvals or Denials
- Failure to protect the public trust
Insurance Agents & Brokers
Paper: Non-Admitted
Limits: Up to $5M
MP: Up to $1,600
Deductible: $2,500
Primary and Excess
Coverage for: Wholesale Brokerage firms, Retail Agents, and Life & Health Agents
Coverage Features:
- XS for large insurance agents, wholesalers, MGA’s with no claims handling
- Start-Ups and First Time Buyers
- First Dollar Defense
- Aggregate Deductible
- Punitive Damages (where insurable)
Associations
Paper: Admitted
Limits: Up to $5M
Revenues: Up to $5M
E&O, D&O, and EPL Coverage for: Non-for-Profit Associations & Trade Associations
Available Coverage features include:
- Peer Review, Accreditation, and Certification coverage
- Negligence
- Discrimination
- Infringement of copyright or trademark, or unauthorized use of title; plagiarism, piracy or misappropriation of ideas
Paper: Non-Admitted
Limits: Up to $3M
MP: Up to $6,500
Min Retention: $15,000
E&O, D&O, and EPL Coverage for: Non-renewed or Non-standard Property Owner Associations (POAs), COAs, HOAs, Country Clubs & Residential Cooperatives, Labor Unions, PACs, Professional Associations to include Lobbying activities or PAC subsidiaries
Available Coverage features include:
- Full limits for Property Managers on POA Class Risks
- Sublimits available for non-monetary damages, anti-trust, peer review, accreditation and certification