Business Owners Policy
Paper: Admitted A.M. Best Rated A+
Target Classes, Hundreds of classes, including but not limited to:
Accounting Services Office | Advertising and Related Services Office | Bookkeeping Services Office | Insurance Agents Office | Labor Union Office | Lawyers Office | Medical & Dentist Office | Real Estate Agents Office | Ticket Agencies Office | Veterinarian Offices (see our VET BOP PLUS+ product)
Coverages: Property, Casualty, and *Professional Liability – available for specific classes
Property Coverage:
- TIV Limits: Up to $10M, dependent on construction type
General Liability Coverage:
- Limits:
$500K / $1M / $1M
$1M/ $2M / $2M
$2M / $4M / $4M - Revenues: Up to $6M Annually
*Professional Liability available for specific classes:
- Printers
- Beauty Salon, Barber Shop, & Hair Salons
- Optical & Hearing Aid Establishments
- Veterinarians (See VET BOP PLUS+ below)
Extension Endorsements available:
- BOP Multicover (liability extension)
- Businessowners Extension Endorsement
- Real Estate Owners Extension Endorsement
- Real Estate Owners Extension Plus Endorsement
- Veterinarian Specialty Endorsement (See VET BOP PLUS+ below)
P&C Superior ISO Coverage Enhancements:
Available upon request, subject to acceptable risk characteristics
- Computer Fraud & Funds Transfer Fraud
- Crisis Management Coverage Extension Endorsement
- E-Commerce Coverage
- Employee Benefits Liability Coverage
- Employee Dishonesty
- Flood
- EQ & Volcanic Eruption
- Increased Cost of Loss & Related Expenses for Green Upgrades
- HNOA
- Identity Fraud Expense Coverage
- Coverage for Injury to Leased Workers
- Ordinance or Law Coverage
Submission Requirements:
- Acord Application Forms:
Form 125 & Form 160
– OR –
Form 125 + Form 126 & Form 140) - Three Year Loss Runs
- Printers E&O Supplemental
- Veterinarian Professional Liability Supplement Application
- Excess: Form 131
Send Submission directly to your Underwriter or to:
BOPsubmissions@CorRiskSolutions.com
Vet BOP Plus+
Combines the coverage and benefits of the BOP with Professional Liability and Proprietary Enhancements.
Paper: Admitted, A.M. Best Rated A+
Coverages: Property, Casualty & Professional Liability available for Domestic Animal Care Services Only, including Veterinarians Offices (Veterinarian Standalone clinics, Condominium Offices and Condominium Office LROs)
Property Coverage:
- TIV Limits: Up to $10M, dependent on construction type
General Liability Coverage:
- Limits:
$500K / $1M / $1M
$1M/ $2M / $2M
$2M / $4M / $4M
- Revenues: Up to $6M annually
Professional Liability Coverage
- Specifically tailored for licensed and state registered, Veterinarian and Veterinarian technicians.
Proprietary Enhancements Include:
- Animal Care, Custody & Control
- Advertising Expense and Reward
- Animal Removal, Including Additional Expenses associated with care
Numerous Supplemental Coverages, including: Specific coverages may be subject to a $1M blanket limit
- Property of Others – Animals in Your Care
- Animal Damage to Business Real Property & Business Personal Property
- Business Income from Dependent Properties
Submission Requirements:
- Acord Application Forms:
Form 125 & Form 160
– OR –
Form 125 + Form 126 & Form 140) - Three Year Loss Runs
- Veterinarian Prof Liability Supplement App
- Printers E & O Prof Liability Supplement App
- Excess: Form 131
Send Submission directly to your Underwriter or to:
BOPsubmissions@CorRiskSolutions.com