The CorRisk Solutions

Business Owners Policy – BOP

Submissions: BOPsubmissions@CorRiskSolutions.com

Business Owners Policy

Paper: Admitted A.M. Best Rated A+

Target Classes, include but are not limited to:

Accounting Services Office | Advertising and Related Services Office | Bookkeeping Services Office | Insurance Agents Office | Labor Union Office | Lawyers Office | Medical & Dentist Office | Real Estate Agents Office | Ticket Agencies Office | Veterinarian Offices (see our VET BOP PLUS+ product)

Coverages: Property, Casualty, and *Professional Liability – available for specific classes

Property Coverage:

  • TIV Limits: Up to $10M, dependent on construction type

 

General Liability Coverage:

  • Limits:
    $500K / $1M / $1M
    $1M/ $2M / $2M
    $2M / $4M / $4M
  • Revenues: Up to $6M Annually

 

*Professional Liability available for specific classes:

  • Printers
  • Beauty Salon, Barber Shop, & Hair Salons
  • Optical & Hearing Aid Establishments
  • Veterinarians (See VET BOP PLUS+ below)

 

Extension Endorsements available:

  • BOP Multicover (liability extension)
  • Businessowners Extension Endorsement
  • Real Estate Owners Extension Endorsement
  • Real Estate Owners Extension  Plus Endorsement
  • Veterinarian Specialty Endorsement (See VET BOP PLUS+ below)

P&C Superior ISO Coverage Enhancements:
Available upon request, subject to acceptable risk characteristics

  • Computer Fraud & Funds Transfer Fraud
  • Crisis Management Coverage Extension Endorsement
  • E-Commerce Coverage
  • Employee Benefits Liability Coverage
  • Employee Dishonesty
  • Flood
  • EQ & Volcanic Eruption
  • Increased Cost of Loss & Related Expenses for Green Upgrades
  • HNOA
  • Identity Fraud Expense Coverage
  • Coverage for Injury to Leased Workers
  • Ordinance or Law Coverage

 

Submission Requirements:

  • Acord Application Forms:
    Form 125 & Form 160
    – OR –
    Form 125 + Form 126 & Form 140)
  • Three Year Loss Runs
  • Printers E&O Supplemental
  • Veterinarian Professional Liability Supplement Application

Send Submission directly to your Underwriter or to:
BOPsubmissions@CorRiskSolutions.com

Vet BOP Plus+

Combines the coverage and  benefits of the BOP with Professional Liability and Proprietary Enhancements.

Paper:   Admitted, A.M. Best Rated A+

Coverages: Property, Casualty & Professional Liability available for Domestic Animal Care Services Only, including Veterinarians Offices (Veterinarian Standalone clinics, Condominium Offices and Condominium Office LROs)

Property Coverage:

  • TIV Limits: Up to $10M, dependent on construction type

 

General Liability Coverage:

  • Limits:
    $500K / $1M / $1M
    $1M/ $2M / $2M
    $2M / $4M / $4M
  • Revenues: Up to $6M annually

 

Professional Liability Coverage

  • Specifically tailored for licensed and state registered, Veterinarian and Veterinarian technicians.

Proprietary Enhancements Include:

  • Animal Care, Custody & Control
  • Advertising Expense and Reward
  • Animal Removal, Including Additional Expenses associated with care

 

Numerous Supplemental Coverages, including: Specific coverages may be subject to a $1M blanket limit

  • Property of Others – Animals in Your Care
  • Animal Damage to Business Real Property & Business Personal Property
  • Business Income from Dependent Properties

 

Submission Requirements:

  • Acord Application Forms:
    Form 125 & Form 160
    – OR –
    Form 125 + Form 126 & Form 140)
  • Three Year Loss Runs
  • Veterinarian Prof Liability Supplement Application

 

Send Submission directly to your Underwriter or to:
BOPsubmissions@CorRiskSolutions.com